Help for frank holders

Some banks granting credits described as "denominated" or "indexed" to the Swiss frank used prohibited provisions in their agreements. A dispute over such clauses by a consumer in court may lead to the credit agreement being deemed invalid, or to the so-called "de-franking" of the agreement. A judgment upholding the consumer's claim allows the consumer to be released from an unfavourable loan. 

 The experience gained in dozens of "franking" cases as a legal proxy for consumers allows us to provide comprehensive legal services in this type of cases. We first analyse the loan agreement for any prohibited clauses, and in the unlikely event that the client does not hold the text of the agreement, we first assist the client in obtaining loan documentation from the bank. Should the agreement contain abusive clauses, the next step is to take the case to court, during which we provide legal representation.